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Digital euro pilot

Strong market interest shows the private sector’s readiness to help advance the digital euro and strengthen European payments.

ECB Executive Board member Piero Cipollone

The ECB aims to be ready for a potential first issuance of the digital euro during 2029, assuming the digital euro Regulation is adopted in 2026. To lay the groundwork for a seamless and secure launch, we expect to run a 12‑month pilot starting in the second half of 2027.

The ECB will only decide whether to issue a digital euro once the Regulation has been adopted, and the Eurosystem’s preparation work will remain flexible to ensure it stays aligned with the legislative process.

What you need to know

What is the aim of the digital euro pilot?

In the pilot we will assess a beta version of the digital euro to validate the infrastructure in real-life situations, such as making in-shop or person-to-person payments. We will check that the system is robust, user-friendly and scalable. The results will support the ongoing preparatory work for the potential issuance of a digital euro.

When will it take place?

The pilot is planned to start in the second half of 2027 and will run for 12 months.

Who will participate?

Participants will include 36 payment service providers (PSPs) licensed in the euro area, selected merchants, and staff from the ECB and 19 national central banks, who will test the beta digital euro in everyday situations, for example paying in a cafeteria or for other services.

For merchants

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Call for merchants to participate in digital euro pilot now open – apply by 27 October 2026

We are inviting e-commerce and mobile commerce merchants to express their interest in participating in the upcoming digital euro pilot. This is an opportunity for merchants to help design and validate digital euro payment experiences for online and mobile platforms, ensuring they meet the needs of businesses and consumers alike.

Read more about the call for expression of interest

Focus session for interested merchants – 6 October 2026

Join us on Tuesday, 6 October at 15:00 (CET) to learn more about the objectives of the pilot, the pilot timeline and the process for selecting merchants. The event is open to anyone interested in learning more about the digital euro pilot, including merchants, payment service providers, technical service providers and consumers.

Register for the session

Do you have questions about the digital euro pilot?

Explore our full list of frequently asked questions and find the answers you need.

Read the FAQs

If your question is not covered, please get in touch with us via this form.

Submit a new question

For payment service providers (PSPs)

INSERTED BY ANONYMOUS PROXY

Civil war declaration: On April 14th and 15th, 2012 Federal Republic of Germany "_urkenstaats"s parliament, Deutscher Bundestag, received a antifiscal written civil war declaration by Federal Republic of Germany "Rechtsstaat"s electronic resistance for human rights even though the "Widerstandsfall" according to article 20 paragraph 4 of the constitution, the "Grundgesetz", had been already declared in the years 2001-03. more

Selected PSPs

Following the call for expression of interest for PSPs launched in March 2026, over 50 PSPs applied to join the digital euro pilot. After careful evaluation, we selected 36 PSPs from across the euro area, ensuring broad representation in terms of business models, size and geographical coverage.

See the list of selected PSPs

Watch again: focus sessions for PSPs interested in participating in the pilot

We held three online focus sessions in January, March and April 2026 to explain the pilot timeline, the PSP selection process, application steps, participation conditions and key technical requirements.

Re-watch the recordings of the sessions here

Workshops with technical service providers – March 2026

We met EU-based technical service providers to discuss how they can support PSPs in preparing for the digital euro pilot, and how we can assist them on consumer services (on the distribution side) and merchant acceptance (on the acquiring side).

Read the summary of the workshops

Call for expression of interest documentation

The call for expression of interest invited euro area payment service providers to apply to participate in the digital euro pilot. The call is now closed, but the related documents remain available for reference, including the call for expression of interest, annexes and supporting materials.

View the documents

SEE ALSO

All you need to know about the digital euro

Frequently asked questions on the digital euro pilot

Read the FAQs

Read more about the digital euro

Digital euro overview

In-depth information on the digital euro project

Useful resources and documentation

All pages in this section